Elder Law

elderHEALTH CARE:

Our attorneys assist clients in evaluating the options available for future health care, obtaining public benefits, and planning ahead in case our client becomes disabled. Let our attorneys give you the knowledge necessary to give you and your family peace of mind during a hard and uncertain time.

A primary issue for older individuals is planning for your final medical care. Our attorneys can assist you with this planning.   If you wait until you need this care, it may be too late to prepare since you may no longer be competent to execute any legal documents. Everybody, especially older individuals, should have a living will. This documents gives individuals advance control over their final medical care. Through a living will, you may direct the termination of life support in the event of a terminal illness, permanent unconsciousness, or brain death.

When you plan for old age you may wish to place your healthcare decision making in the hands of a trusted third party with an advance healthcare directive. The favored means of implementing these healthcare directives are through a durable medical power of attorney. This legal document allows you to appoint a trusted third party to make major health care decisions in case of mental incapacity.

If you become incompetent and do not have the proper healthcare directive, your medical decisions can’t be made until a costly guardianship proceeding is filed on your behalf so that the court can appoint a guardian over your person and property.   The process is involuntary and the court is free to appoint whoever it believes is in your best interest to act on your behalf. In many cases, the guardian appointed by the court is the last person you would have wanted to have this power. Therefore, the medical power of attorney is the most effective way to ensure that your healthcare wishes will be followed in case of sudden mental incapacity.

 

ASSISTED LIVING AND NURSING HOMES:

You should start preparing now for the possibility of living in an assisted living facility or nursing home. Without adequate planning, the financial consequences can be devastating. Assisted Living Facilities and Nursing Homes are very expensive, ranging from $2,000 to $6,000 a month (or more).   Without proper planning most individuals are unable to make such payments and must rely on the federal government programs, Medicare and Medicaid, for support.

Medicare is authorized by the U.S. Congress to provide for the acute health care of older individuals. Any person who is age 65 or older and is eligible for Social Security benefits is entitled to Medicare coverage. Medicare will only cover nursing home care for a short period of time.

Medicaid pays for the medical expenses of low-income individuals who are aged, blind, or disabled. Medicaid does provide for extended nursing home care but it requires that the recipient be impoverished to qualify. Therefore, recipients must deplete almost all of their own resources before they can qualify for Medicaid’s coverage of long-term health maintenance.

Our attorneys can provide advice and guidance on obtaining private long-term care insurance to help you pay for this care when you need it.

 

DURABLE FINANCIAL POWER OF ATTORNEY:

The attorneys at the Bald Law Firm, LLC can assist you in making sure your finances, expenses, and care are paid for in the event that you become mentally incapacitated. A durable financial power of attorney is a simple, inexpensive, and reliable way to arrange for someone to manage your finances if you become incapacitated and incapable of making financial decisions on your own

A major concern for elderly individuals is how your bills will be paid if you become mentally incompetent. When you plan for old age you may wish to place your future financial decision making in the hands of a trusted third party. This can be accomplished with an advance durable financial power of attorney. This legal document allows you to appoint a trusted third party to take over your financial matters in case of mental incapacity.

If you become incompetent and do not have the proper financial directives in place, a costly guardianship proceeding must be filed on your behalf so that the court can appoint a guardian over your property.   This process is involuntary and the court is free to appoint whoever it believes is in your best interest to act on your behalf. In many cases the person appointed by the court is the last person you would want. Fortunately, the financial power of attorney ensures that the person you have specifically designated will handle your finances.

Our attorneys can provide you with the advice, guidance, and documents you need to ensure that your finances, expenses, and care are paid for in the event that you become mentally incapacitated.

 

For a free initial consultation regarding elder law please call (410) 267-9300 or email contactus@baldlawfirm.com, to schedule your appointment.

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Bald Law Firm, LLC
192 Duke of Gloucester St.
Annapolis, MD 21401
(410) 267-9300
(410) 269-6477 fax
contactus@baldlawfirm.com

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